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A content little boy sitting on his mother’s lap gets his chest examined by a young male doctor using a stethoscope. A content little boy sitting on his mother’s lap gets his chest examined by a young male doctor using a stethoscope.

Save with Provider Choice

You can save with Provider Choice. When you choose to use Momentum Medical Scheme’s Associated providers, you can save up to R1 000 on your monthly contributions.

Our medical aid options give you the flexibility to choose your healthcare providers such as hospitals, doctors, and pharmacies. You can choose to make use of Any, Associated, or State providers.

  • Available on the Custom, Incentive and Extender Options.
  • Use the calculator below to see how much you can save.

How does it work?

If you're a member on the Custom, Incentive or Extender Option, you can pay lower monthly medical aid contributions when you use Momentum Medical Scheme's Associated providers. These include private hospitals, general practitioners, and pharmacies.

You can also choose State healthcare facilities to receive your chronic benefits, which will reduce your monthly medical aid contributions even further.

Select option


Calculate how much you can save as a single member.

Medical aid contribution savings

This is how much you can save on the Custom Option as a single member.

1. Select hospital provider

Your choice for planned procedures. In the event of a medical emergency, you can go to any hospital, regardless of your hospital choice.


2. Select chronic provider

Your choice of provider for chronic medication and treatment.



Savings

Monthly contribution

R4 472 R3 953 R3 295 R3 749 R3 334 R2 585
Monthly contribution
R4 472 R3 953 R3 295 R3 749 R3 334 R2 585 R1 808
Total savings
R0 R519 R658 R4723 R1 138 R1 887
The actual amount you save depends on your medical aid option, the number of dependants on Momentum Medical Scheme, as well as your choice of providers.


Calculate how much you can save as a single member.

Medical aid contribution savings

This is how much you can save on the Custom Option as a single member.

1. Select hospital provider

Your choice for planned procedures. In the event of an emergency, you can go to any hospital, regardless of your hospital choice.


2. Select chronic provider

Chronic medication is the treatment for certain life-threatening conditions that need ongoing treatment.



Savings

Monthly contribution

R6 030 R5 149 R4 179 R5 333 R4 731 R3 362
Monthly contribution
R6 030 R5 149 R4 179 R5 333 R4 731 R3 362
Total savings
R0 R881 R970 R697 R1 299 R2 668
The actual amount you save depends on your medical aid option, the number of dependants on Momentum Medical Scheme, as well as your choice of providers.


Calculate how much you can save as a single member.

Medical aid contribution savings

This is how much you can save on the Custom Option as a single member.

1. Select hospital provider

Your choice for planned procedures. In the event of an emergency, you can go to any hospital, regardless of your hospital choice.


2. Select chronic provider

Chronic medication is the treatment for certain life-threatening conditions that need ongoing treatment.



Savings

Monthly contribution

R11 472 R10 079 R9 017 R10 088 R9 081 R7 939
Monthly contribution
R11 472 R10 079 R9 017 R10 088 R9 081 R7 939
Total savings
R0 R1 393 R1 062 R1 384 R2 391 R3 533
The actual amount you save depends on your medical aid option, the number of dependants on Momentum Medical Scheme, as well as your choice of providers.

Custom, Incentive, and Extender Option providers

On the Custom, Incentive, and Extender Options, members can choose between Any and Associated hospitals as their hospital provider and Any, Associated or State for their chronic benefits.

Couple

Ingwe Option providers

On the Ingwe Option, members can choose between Any, Ingwe Network and Ingwe Connect Network hospitals as their hospital provider, and Ingwe Primary Care Network, Ingwe Active Network or State facilities for their Chronic and Day-to-day Benefits.

The option provides dentistry and optometry benefits from a list of providers. A specific list of tariff codes is covered for dentistry, pathology, and radiology.

Young man sitting on a bench outdoors, smiling while looking at his cell phone, reading up on Momentum’s Evolve medical aid option.

Evolve Option providers

On the Evolve Option, members need to use Evolve Network hospitals for hospitalisation and State facilities for chronic benefits.

An elderly woman and man, happily riding horses outdoors with mountains in the background.

Summit Option providers

Members on the Summit Option may use any provider.

Frequently asked questions about choosing a provider

When choosing Associated hospital provider

If you choose Associated hospitals as your preferred provider for Major Medical benefits and do not use one of the Associated hospitals, a 30% co-payment will apply on the hospital account. Momentum Medical Scheme will be responsible for 70% of the negotiated tariff, provided authorisation would have been granted according to the rules of the Scheme.

When choosing Associated chronic provider

If you choose Associated chronic provider, you'll have to obtain any chronic prescription from an Associated GP and chronic medication from Medipost, subject to an entry-level formulary. If you choose to obtain your chronic prescription from a non-Associated GP, the Scheme will pay 50% of the Momentum Medical Scheme Rate for the consultation.
Similarly, if you choose to obtain your chronic medication from a pharmacy other than Medipost, the Scheme will pay only 50% of the formulary price.

When changing provider choice selected

Changes to the choice of healthcare providers can only be exercised when option changes are done at the end of every year, to be effective from 1 January. Regardless of the choice of provider, the benefits available will remain the same.

Want a quote?

You'll get a quote reflecting the medical aid contribution at the end of the process.

Need advice?

An accredited healthcare consultant will call you to discuss our medical aid options and benefits.

Contact Momentum Medical Scheme



Join an online help session.



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Closed on Sundays and public holidays.


Available 24 hours a day, 7 days a week, 365 days a year.


Available 24 hours a day, 7 days a week, 365 days a year.



Available 24 hours a day, 7 days a week, 365 days a year.

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